Interest Rate Chart Deposits and Loans

Applicable Date:  01.03.2024
Sr. No. Deposit Interest Rates
1 31 Days To 90 Days 6.00
2 91 Days To 180 Days 7.00
3 181 Days To 365 Days 8.00
4 13 Months To 24 Months 9.00
5 25 Months To 36 Months 8.00
6 37 Months  TO 60 Months 7.50
Additional Interest:  0.50% – on deposit of senior Citizen, Widow, Handicap, Divorced Woman and co-op. societies.
Reinvestment Deposit :   For Co-op Societies
1 18 Months Period 9.25
Recurring Deposits
1 24 Months Period. 7.50
2 36 Months Period. 8.00
3 60 Months Period. 8.50
Sr. No. Loan Interest Rates
1 C. C. Hypothecation 13.00
2 C. C. Clean. 15.00
3 Term Loan 15.00
4 Hire/ Purchase Loan 14.00
5 Vehicle Loan (Two wheeler) 14.00
6 Vehicle Loan (Four wheeler) 13.00
7 Salary Loan 14.00
8 Ware House Loan 13.00
9 Gold Loan 13.00
10 Housing Loan 12.00
11 Demand Loan/BUSINESS TERM LOAN 15.00
12 Demand Loan (Group Loan UP To 50000) 20.00
13 Education loan 14.00
14 Loan against FDR 2.00%  extra for loan upto 1.00 lakh.
1.00%  extra for loan above 1.00 lakh.
15 Penal Interest :- 2%  on Ledger Balance.