| Products |
| 1) Deposit |
| a) Savings Bank Account |
| b) Current Bank Account |
| c) Fixed Deposit |
| d) Recurring Deposit |
| e) Pigmy Deposit |
| |
| 2) Loan |
| a) C. C. Hypothecation |
| b) C. C. Clean. |
| c) Term Loan |
| d) Hire/ Purchase Loan |
| f) Vehicle Loan (Two wheeler) |
| g) Vehicle Loan (Four wheeler) |
| h) Salary Loan |
| i) Ware House Loan |
| j) Gold Loan |
| k) Housing Loan |
| l) Demand Loan/BUSINESS TERM LOAN |
| m) Demand Loan (Group Loan UP To 50000) |
| n) Loan Against Pigmy |
| o) Education loan |
| p) Loan against FDR |
| |
| 3) Interest Rates |
| |
| Deposit Chart |
Interest Rate Chart Deposits
| Sr. No. |
Deposit Interest Rates |
| 1 |
31 Days To 90 Days |
6.00 |
| 2 |
91 Days To 180 Days |
7.00 |
| 3 |
181 Days To 365 Days |
8.00 |
| 4 |
13 Months To 24 Months |
9.00 |
| 5 |
25 Months To 36 Months |
8.00 |
| 6 |
37 Months TO 60 Months |
7.50 |
| |
Additional Interest: 0.50% – on deposit of senior Citizen, Widow, Handicap, Divorced Woman and co-op. societies. |
| |
Reinvestment Deposit : For Co-op Societies |
| 1 |
18 Months Period |
9.25 |
| |
Recurring Deposits |
|
| 1 |
24 Months Period. |
7.50 |
| 2 |
36 Months Period. |
8.00 |
| 3 |
60 Months Period. |
8.50 |
|
Loan Chart
| Sr. No. |
Loan Interest Rates |
| 1 |
C. C. Hypothecation |
13 |
| 2 |
C. C. Clean. |
15 |
| 3 |
Term Loan |
15 |
| 4 |
Hire/ Purchase Loan |
14 |
| 5 |
Vehicle Loan (Two wheeler) |
14 |
| 6 |
Vehicle Loan (Four wheeler) |
13 |
| 7 |
Salary Loan |
14 |
| 8 |
Ware House Loan |
13 |
| 9 |
Gold Loan |
13 |
| 10 |
Housing Loan |
12 |
| 11 |
Demand Loan/BUSINESS TERM LOAN |
15 |
| 12 |
Demand Loan (Group Loan UP To 50000) |
20 |
| 14 |
Education loan |
14 |
| 15 |
Loan against FDR |
2.00% extra for loan upto 1.00 lakh.
1.00% extra for loan above 1.00 lakh. |
| |
Penal Interest :- 2% on Ledger Balance. |
|
